The Bank of Guyana supervises Commercial Banks to help ensure that:

Your savings are protected and the risk of you not getting your money is minimized;

The banks have money to meet your withdrawals;

The banks have money to lend you;

The banks are being effectively managed by their board of directors and senior management;

The banks invest your money prudently so that they could earn adequate profits to pay you a reasonable return on your deposits;

The banks are financially sound and have reserves to meet unexpected loss;

Safe prudential and financial practices are applied by the bank;

The activities of the banks conform to applicable laws and guidelines;

The banking system (i.e. all the banks taken together) is safe and sound to facilitate continuous financial intermediation (i.e. deposit-taking and lending);

The country’s payment system (dealing with cash, cheques, debit cards, etc.) is working well.